The Remortgage Mistake Costing YOU Thousands
Автор: UK Mortgage Market Insights with Craig Fish
Загружено: 2026-01-28
Просмотров: 69
Описание:
Many UK homeowners delay remortgaging without realising the impact.
For professionals, waiting can quietly reduce choice — not just affect rates.
Body:
In this video, UK mortgage broker Craig Fish explains the remortgaging mistake professionals keep making: leaving it too late to engage with the process.
This isn’t about chasing the lowest mortgage rate. It’s about timing, lender criteria, and protecting flexibility for UK homeowners with complex or changing income.
If your fixed rate is ending in the next 12–18 months, this explains why early planning matters.
Our mission is to deliver this crucial information in a straightforward, jargon-free manner, enhancing your understanding of these influential factors on your most substantial financial commitment – your mortgage. Our goal is to empower you to make well-informed financial decisions.
00:00 – The remortgaging mistake professionals make
00:40 – Why waiting feels sensible
01:27 – What actually goes wrong
02:05 – Income, timing, and lender decisions
02:29 – The hidden cost of delay
02:50 – How professionals keep control
03:22 – Who this really applies to
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.
Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.
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