Stop Waiting for Rate Cuts – Here's Why
Автор: UK Mortgage Market Insights with Craig Fish
Загружено: 2026-01-06
Просмотров: 55
Описание:
Many homeowners and buyers are delaying decisions, waiting for mortgage rates to fall.
On the surface, that feels sensible.
But in practice, waiting can quietly cost you more — through missed savings, rising property prices, reduced lender choice, and lost flexibility.
In this video, I explain:
• Why mortgage rates are often cheapest before the headlines change
• How waiting can increase the total cost of your mortgage
• What actually happens when demand returns to the market
• Why securing a rate early can give you more control — not less
• A smarter way to approach remortgaging or moving home in uncertain markets
This isn’t about fear or rushing decisions.
It’s about understanding timing, lender behaviour, and how to protect your options.
If you’re moving home, remortgaging, or planning ahead this year, this is a conversation worth having before pressure sets in.
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Our mission is to deliver this crucial information in a straightforward, jargon-free manner, enhancing your understanding of these influential factors on your most substantial financial commitment – your mortgage. Our goal is to empower you to make well-informed financial decisions.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.
Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.
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