UK Mortgage Rates Are Falling | But the Economy Is Flashing Warning Signs

Описание: This week's UK mortgage market briefing covers key movements in mortgage rates and the broader housing market.

We discuss economic data, including GDP figures, and how these factors influence the UK economy.

Stay informed with our analysis to understand current trends and make informed decisions.

In this video, I break down:
✅ Mortgage rate movement (including Nationwide’s attention-grabbing rate cuts)
✅ Swap rates and why they still drive fixed mortgage pricing
✅ New lender products and changing lender behaviour
✅ Family Building Society’s enhanced Family Mortgage (up to 100% LTV)
✅ ONS GDP data: weak growth and GDP per head falling
✅ UK Finance arrears and repossessions update (Q4 2025)
✅ The Mortgage Works landlord confidence report and buy-to-let trends

The big question this week is simple: mortgage rates are gradually improving, but the economy remains fragile — and the buy-to-let market is showing clear signs of strain.

If you’re a first time buyer, home mover, remortgaging soon, or reviewing your buy-to-let portfolio, this week’s update is essential viewing.

📌 If you’d like a personalised mortgage review, or you’re unsure what your best next step is, feel free to get in touch or drop a question in the comments.
👍 If you found this useful, please give the video a thumbs up and subscribe for weekly UK mortgage and property market updates.
⚠️ Disclaimer: This video is for information only and does not constitute financial advice. Mortgage rates and criteria can change at any time. Always seek advice based on your personal circumstances.

🔄 SWAP rate shifts
📈 Key economic data, encompassing inflation, jobs, and wages🏦 Updates from the Bank of England and Government
💹 Adjustments in lender rates and criteria

Our mission is to deliver this crucial information in a straightforward, jargon-free manner, enhancing your understanding of these influential factors on your most substantial financial commitment – your mortgage.

Our goal is to empower you to make well-informed financial decisions.

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Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599.Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.