Retirees Face a Healthcare Shock in 2026 | Planning for the ACA Cliff

Описание: In this video, Eric talks about one of the biggest hidden risks facing early retirees: the return of the ACA “subsidy cliff” in 2026. For retirees under 65, even a single extra dollar of reported income could trigger up to $18,000 more in annual healthcare costs—a financial trap that could derail the best-laid retirement plans.

By planning ahead, retirees can avoid this costly cliff and potentially save tens of thousands of dollars. If you’re planning for early retirement, approaching Medicare, or just want to protect your healthcare budget, this video is for you!

Learn how thoughtful planning gives you peace of mind, control, and confidence in your financial future. Call us at 920-672-4232 or go to https://www.meritfinancialadvisors.co...

Timestamps:
0:00 The 2026 Subsidy Cliff
0:25 Understanding ACA Plans and Costs
3:02 Income Reporting and Subsidy Calculations
5:18 The True Cost of Falling Off the Cliff
8:30 Tactics for Roth and Taxable Accounts
10:59 Pre-Retirement Planning Moves
13:44 Legislative Outlook and Final Advice

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Always remember, "You Don't Need More Money; You Need a Better Plan"

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