3 Overlooked Social Security Rules That Could Cost You Tens of Thousands

Описание: Many retirees are missing out on serious money—just because they don’t know the rules.

In this episode, Eric Sajdak, ChFC®, breaks down three simple but powerful Social Security strategies that could put thousands back in your pocket:

For married couples: When one spouse dies, the other gets to keep the higher benefit. That means the bigger check may last both lifetimes—so filing early based on life expectancy could actually hurt you in the long run
For widows and widowers: You may be able to collect a survivor benefit as early as 60, while letting your own benefit grow until 70. That’s real “double-dipping” potential—up to $100K more over retirement
For one-income couples: The non-working spouse can’t get their spousal benefit until the other spouse files. Get the timing wrong, and you leave money behind

Don’t treat Social Security like a one-and-done decision. It’s part of your bigger retirement picture—and making the right move can mean the difference between just getting by and living well.

Learn how thoughtful planning gives you peace of mind, control, and confidence in your financial future. Call us at 920-672-4232 or go to https://www.meritfinancialadvisors.co...

Timestamps:
0:00 Social Security Rules
0:18 Rule 1: Survivor Benefits for Couples
4:00 Rule 2: Widow/Widower Benefits
7:17 Rule 3: Non-Working Spouse Benefits

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