6 Roth IRA Myths That Are Damaging Your Tax Plan

Описание: In this video, Eric breaks down some of the biggest myths about Roth IRAs that could be quietly sabotaging your retirement plan. From the overhyped “seed vs. harvest” soundbite to the often-misunderstood rules around Roth accessibility, conversions, and RMDs, these oversimplified takes can actually cost you money.

The truth? There’s no magic in “tax-free growth.” What really matters is the tax rate you pay today versus the tax rate you’ll face in retirement. And with the right strategy, retirees can use both Roth and traditional accounts together to minimize taxes, maximize flexibility, and keep more of their hard-earned money.

Learn how thoughtful planning gives you peace of mind, control, and confidence in your financial future. Call us at 920-672-4232 or go to https://www.meritfinancialadvisors.co...

Timestamps:
0:00 Popular Myths About Roth IRAs
0:18 Myth 1: The Seed Vs. The Harvest
3:38 Myth 2. The 5-Year Rule
5:20 Myth 3. Converting RMD's
7:29 Myth 4: Roth IRA's Prior to 59.5
9:03 Myth 5: Roth Contributions
10:42 Myth 6: Tax-Free Retirement

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Always remember, "You Don't Need More Money; You Need a Better Plan"

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