Mr. Sudhanshu Jain, CFO spoke with ET NOW on IDFC FIRST Bank's Q3FY26 results
Автор: IDFC FIRST Bank
Загружено: 2026-02-02
Просмотров: 887
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At IDFC FIRST Bank, our growth momentum continues to strengthen. In a recent interaction with ET NOW, Sudhanshu Jain, CFO, IDFC FIRST Bank, shared key insights into our Q3 performance and the evolving banking landscape.
Our lending and liability franchises are gaining strong traction, with loans growing at 21% and deposits at 25%, reflecting deepening customer trust and consistent operational execution.
Key highlights from the interaction:
We expect our cost of funds to fall below 6% in Q4, underscoring the strength of our sticky, high-quality liability franchise. Net Interest Margins are also expected to expand further in Q4 FY26.
Credit costs continue to trend downwards, with net slippages already lower by 9% this quarter, and asset quality expected to improve further.
We remain optimistic about income growth, while operating expenses are expected to grow at a relatively lower pace, enabling operating leverage to play out and supporting improved profitability ahead.
Our commitment to transparency, strong corporate governance, and delivering a world-class customer experience remains central to everything we do.
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