Australia's Housing Crisis EXPOSED - Without Wealthy Parents You're LOCKED OUT (Here's Proof)

Описание: CoreLogic's January 2026 property data exposes a devastating class divide in Australia's housing market. The bottom 25% of properties surged 1.3% in a single month as middle class Australians compete desperately for affordable stock. The premium 25% barely moved at 0.3% as wealthy Australians who already own sit comfortable. This is class warfare captured in data.

Perth property values rose 18% over twelve months. Brisbane climbed 15%. Adelaide has been one of the strongest performers all year. But these headline numbers hide a brutal truth. The properties surging fastest are not the ones you want to buy. They are the only ones you can afford. And if you do not have wealthy parents who can contribute six figures, you are mathematically locked into the bottom 25% segment where competition is brutal and prices surge fastest.

🔴 WHAT YOU WILL DISCOVER

Why the bottom 25% surged 1.3% in one month while the top 25% rose just 0.3%
-How Perth rose 18% annually and what that means for locals competing against Eastern states investors
-Why Brisbane median house prices over $800,000 require household incomes over $190,000 to service
-The exact income gap in Brisbane between median earnings ($78,000) and what's needed ($190,000+)
-How Adelaide went from last affordable major city to another interstate buyer battleground
-Why listings are down 19% versus last year and 25% below five year average
-Government policy failures at Federal, State, and Local levels creating artificially tight supply
-How Reserve Bank of Australia raised rates 13 times between 2022-2024 but prices kept rising
-Why tight supply and population pressure are stronger forces than interest rates
-The five groups competing in same price bracket and how Bank of Mom and Dad became required
-What parents paid for property in 1980s versus now and why ratio went from 3.6 to 17
-Why home ownership is no longer about work ethic but whether your parents are wealthy
-Exact mechanics of how middle class Australians are trapped in mortgage stress or locked out
-What is coming in 2026 as two speed market accelerates and gap widens further

📊 KEY DATA POINTS

Bottom 25% market: +1.3% January 2026
Top 25% market: +0.3% January 2026
National market: +0.8% January 2026
Perth annual: +18%
Brisbane annual: +15%
Listings: -19% vs last year, -25% vs 5-year average
RBA rate hikes: 13 times 2022-2024
Sydney price to income 1986: 3.6 to 1
Sydney price to income 2026: 17 to 1
Brisbane median price: $800,000+
Brisbane median income: $78,000
Brisbane income needed: $190,000+

🎯 WHO THIS IS FOR

Middle class Australians trying to enter property market and discovering they are priced out
First home buyers competing in bottom 25% where prices surge fastest
Families in Perth, Brisbane, Adelaide watching values climb faster than they can save
Anyone wondering why home ownership feels impossible even when you did everything right
Property investors trying to understand two speed market and where opportunity exists
Parents considering helping adult children via Bank of Mom and Dad
Australians wanting to understand why property keeps rising despite affordability crisis

⚠️ CRITICAL CONTEXT

This video uses CoreLogic January 2026 data to analyze Australia's housing market split. CoreLogic tracks every property sale in Australia and provides the most comprehensive market data available. The bottom 25% versus top 25% comparison reveals how Australia's property market is no longer one market but two completely separate segments moving at different speeds



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⚖️ DISCLAIMER

This video represents personal analysis based on publicly available data from CoreLogic, PropTrack, Australian Bureau of Statistics, and Reserve Bank of Australia. This is NOT financial advice, investment advice, or property advice. All information is accurate as of February 2026. Property markets change constantly. Interest rates, government policies, and economic conditions affect outcomes. Always conduct independent research and consult licensed financial advisors, mortgage brokers, and property professionals before making property purchase, investment, or financial decisions. Past performance does not guarantee future results. Property values can fall as well as rise

📊 DATA SOURCES

CoreLogic January 2026 Property Market Report
PropTrack Market Analysis January 2026
Australian Bureau of Statistics
Reserve Bank of Australia Official Data

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