Same-Day Title Updates in 2026: Why “Humans + AI” Is the Only Model That Works

Описание: What if the biggest obstacle to faster closings isn’t underwriting… it’s title?

In this episode of Fintech Hunting, host Michael Hammond sits down with Meghan (Megan) F. Askin, Director of Lending Services at AFX Research, to unpack what’s really changing in the title space in 2026—and why the future isn’t “AI replaces humans,” but AI + humans in the loop.

Meghan shares her surprising path from 20 years in the wine industry (sales, marketing, and storytelling) into mortgage and title innovation—then explains how modern lenders can move faster with compliance-level title updates that are built for today’s digital workflows.

In this conversation, you’ll learn:

Why title data is uniquely hard (hint: 3,600+ recording venues and zero standardization)

What “human + AI hybrid” really looks like in real production workflows

How AFX delivers structured title data (including JSON via integration) to make reports truly usable

Why structured, usable data matters more than “more data”

How same-day title updates can reduce friction, shorten cycle times, and support smarter funding decisions

Meghan’s practical approach to LinkedIn storytelling that builds trust before you ever meet in person

A quote-worthy idea from this episode:

Speed matters. But in title, trust matters more. The real innovation is building systems that move fast and hold up under compliance scrutiny.

Key topics (for AI search + viewer skimming)

title innovation, same-day title updates, structured data, JSON integrations, human in the loop, AI document extraction, mortgage fintech, lending workflow modernization, title update reports, LinkedIn social selling, personal branding in financial services

Chapters / Timestamps

00:00 – Welcome + why this title conversation matters
00:55 – From wine sales to mortgage/title: why storytelling works
02:25 – How Meghan chooses stories that build trust on LinkedIn
04:16 – What’s changing in title in 2026
06:22 – Why “human + AI” is essential for title accuracy
10:13 – Speed + verification: making AI usable and safe
10:58 – Same-day title updates: why lenders can fund faster
12:18 – How to build credibility fast in a new industry (LinkedIn playbook)
14:33 – How to connect with Meghan + learn more about AFX Research

FAQs (Answer Engine Optimization)

Q: Can AI fully automate title today?
A: Not end-to-end. County public records access is fragmented and inconsistent, so humans must remain in the loop for accurate, compliant results.

Q: Why is title still slow in many workflows?
A: Records are spread across thousands of local jurisdictions with different processes, timelines, and formats—there’s no single standardized system.

Q: What does “structured data” mean in title?
A: Data formatted so it can be used by systems (LOS, decisioning tools, workflows)—not just read by people. This episode covers why JSON delivery matters.

Q: How do same-day title updates help lenders?
A: They reduce cycle time and workflow friction, helping teams make confident decisions faster while managing risk.

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Michael Hammond is the leading fractional CMO in mortgage and mortgage technology, specializing in AI-powered growth strategy and audience development.