ACH Rules 2026: The NACHA Compliance Mistakes That Cause Returns & Disputes

Описание: ACH powers direct deposit, bill pay, payroll, and autopay—but it’s not “just payments.” The ACH Network runs on a strict rulebook, and understanding those rules is what keeps transactions secure, compliant, and predictable.

In this Jay Get It ACH Series episode, we break down ACH Rules & Regulations (Nacha) for 2026 in plain English—without the legal fog.

In this video, you’ll learn:
✔️ Who sets ACH rules and how the rule stack works
✔️ Why authorization is the #1 ACH risk
✔️ How SEC codes (PPD, WEB, TEL, CCD) control compliance
✔️ Key ACH return timelines and why they matter
✔️ Why reversals are not an undo button
✔️ Modern fraud prevention expectations, especially for WEB debits
✔️ How Same Day ACH adds speed without removing guardrails
✔️ Reg E basics for consumer disputes and error resolution
✔️ A simple ACH compliance checklist you can use immediately

Whether you work in banking, credit unions, fintech, payments ops, payroll, accounting, risk, or compliance, this training will help you reduce disputes, avoid violations, and run ACH the right way.

📌 Next video in the series:
ACH Integration & Implementation — how banks and businesses set up ACH without breaking the rules.

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Disclaimer: This content is for educational purposes only and is not legal, financial, or investment advice. Rules can change and facts matter. Consult qualified professionals and refer to official Nacha resources before implementing ACH processes.

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