Tax Strategies to Save You Money | Retirement Talk Ep 24 – LaTour Asset Management

Описание: Taxes don’t disappear in retirement — and without a strategy, they can quietly take a significant bite out of your savings. In this episode of Retirement Talk, Jim Margraf and Josh LaTour break down powerful tax strategies that could potentially save you thousands — or even hundreds of thousands — of dollars over your lifetime.

Timestamps:
00:01 – Show introduction and welcome back
02:56 – Why tax planning is critical in retirement
04:03 – Roth conversions explained
06:43 – Required Minimum Distributions (RMDs) and tax brackets
09:22 – Real-life Roth conversion tax comparison example
12:24 – The problem with fully taxable 401(k)s and IRAs
13:09 – Net Unrealized Appreciation (NUA) strategy overview
14:54 – Early retirement advantages using NUA
16:30 – Critical NUA rules and IRS pitfalls
18:22 – Importance of IRA expertise and ongoing advisor education
20:13 – SECURE Act changes and inherited IRA rules
21:40 – Why Roth IRAs are powerful for legacy planning
23:04 – Structured installment sales for business owners
24:24 – Avoiding large Medicare premium increases after a business sale
26:37 – How to get in touch with LaTour Asset Management

📞 Have questions? Need advice? Contact us to set up a consultation today!

👉 Call us at 417-614-5402
👉 Visit us at https://latourasset.com

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Investment Advisory Services offered through LaTour Asset Management, LLC, an investment advisor in the states of Missouri, Arkansas, Texas, and Alaska, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Insurance products and services offered through LaTour Advisory Group Inc.  LaTour Asset Management, LLC and LaTour Advisory Group Inc. are affiliated companies. LaTour Asset Management, Joe LaTour, Jim Margraf, and Josh LaTour are not affiliated with or endorsed by the Social Security Administration or any government agency. This content is for informational purposes only and should not be considered legal, tax, or investment advice. Investing involves risk, including possible loss of principal. Always consult a qualified advisor before making financial decisions.