Comprehensive Retirement Planning Process | Retirement Talk Ep 1 - LaTour Asset Management

Описание: In this episode of Retirement Talk, host Jim Margraf of LaTour Asset Management shares a comprehensive walkthrough of the retirement planning process. Whether you're nearing retirement or already retired, Jim outlines the critical components that form a solid retirement strategy—covering everything from healthcare and Social Security planning to income generation, tax strategy, risk management, and estate planning. This episode addresses the real concerns people have when meeting with a financial advisor and highlights LaTour Asset Management’s fiduciary, no-pressure approach. Learn how a personalized retirement plan can help you avoid costly mistakes and give you peace of mind.

Timestamps:
00:02 - Welcome and host update
01:34 - Why a retirement plan is essential
02:09 - What to expect in your first advisor meeting
03:25 - Fiduciary focus: guidance over sales
04:15 - Understanding financial inventory and diversification
05:04 - CD strategies, cash cushions, and alternatives
06:21 - Navigating Medicare and healthcare planning
06:43 - Social Security: when and how to file
07:26 - Building sustainable retirement income
08:34 - Reassessing your risk tolerance in retirement
09:36 - Tax planning and Roth conversion analysis
10:04 - Avoiding probate and estate planning tools
11:20 - Shifting from accumulation to distribution
14:10 - Social Security filing mistakes and myths
18:59 - Income gaps and safe income solutions
22:18 - Risk questionnaire and investment alignment

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Investment Advisory Services offered through LaTour Asset Management, LLC, an investment advisor in the states of Missouri, Arkansas, Texas, and Alaska, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements.
Insurance products and services offered through LaTour Advisory Group Inc. LaTour Asset Management, LLC and LaTour Advisory Group Inc. are affiliated companies.
LaTour Asset Management, Joe LaTour, Jim Margraf, and Josh LaTour are not affiliated with or endorsed by the Social Security Administration or any government agency.
This content is for informational purposes only and should not be considered legal, tax, or investment advice. Investing involves risk, including possible loss of principal. Always consult a qualified advisor before making financial decisions.