They Promised “Free Repairs” — I Accidentally Signed a Reverse Mortgage and Then…
Автор: Karma’s Second Act
Загружено: 2026-02-26
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They Promised “Free Repairs” — I Accidentally Signed a Reverse Mortgage and Then…
#revengestories
I’m 74, living alone in the house my husband and I paid off years ago. When my roof started leaking, a contractor knocked and said he was helping “seniors” through a “government program.” He promised “no payments ever” and told me, “Everyone signs this. No need to read every line.”
I trusted him. I signed.
Weeks later, I opened a letter that said “reverse mortgage.” Suddenly my fully paid home had interest, fees, and foreclosure risks attached to it. When I questioned it, I was told, “You agreed. It’s in black and white.” My own son said I was “overreacting.”
In this video, I share how I discovered the truth, what legal protections seniors actually have, why independent HUD counseling is required, how to check contractor licenses, and how to file complaints with state authorities and the CFPB.
Educational value: Learn how reverse mortgage scams work, the red flags (“free,” “everyone signs,” “no need to read”), and how to protect your home before you sign anything.
Because sometimes “free help”… is a lien on your life.
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