How Much Deposit Do You Actually Need for an Investment Property?

Описание: If you’re looking to buy your first investment property, the biggest question on your mind is likely: How much deposit do I really need?

The answers you find online can be confusing. Some say 20%, others say 10%, or even 5%. In this video, we cut through the noise to give you a clear roadmap for starting your investment journey in the Australian market.

We break down the minimum requirements, what lenders are actually looking for in 2026, and why "saving more" isn't always the fastest way to build wealth.

What we cover in this video:

The Real Minimums: Why 10% is the realistic entry point for most investors.

The "Hidden" Costs: Factoring in stamp duty, legal fees, and inspections (budget an extra 4–6%).

The LMI Factor: Understanding Lenders Mortgage Insurance—is it a "sting" or a tool for faster growth?

Leverage Strategy: How splitting a larger deposit across two properties can double your exposure and growth.

Using Equity: How existing homeowners can potentially buy with $0 cash by leveraging what they already own.

The "right" deposit isn't just a number—it’s a strategy based on your income, goals, and risk tolerance. Whether you're conservative or looking to scale fast, this guide will help you decide your next move.

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