How Much HOUSE Can You Actually Afford in 2026 (By Salary)

Описание: Are you wondering how much house can I afford in 2026 based on your salary? If you’re asking yourself how much house can I afford, this video breaks it down step-by-step using real income examples and lender formulas.

In this video, I show you exactly how much house you can afford by salary in 2026, including examples for $50,000, $80,000, and $100,000 per year using FHA loan guidelines. We go through the exact math lenders use to calculate your buying power so you can determine how much house you can afford before speaking to a lender.

Many buyers search “how much house can I afford” but don’t understand how debt-to-income ratio (DTI), credit score, interest rates, property taxes, and insurance affect their approval. In this video, I explain how lenders calculate affordability and how to avoid becoming house poor by borrowing too much.

If you’re searching:
• how much house can I afford
• how much house can I afford in 2026
• how much house can I afford by salary
• how much mortgage can I afford
• FHA loan affordability

This video will give you clarity before you start house hunting.

You’ll learn:
• How lenders calculate how much house you can afford
• How to convert salary into qualifying income
• FHA debt-to-income limits explained
• What debts count against you (and what doesn’t)
• How interest rates impact buying power in 2026
• Why approval amount ≠ comfortable budget
• The 28% rule for safe home affordability
• How to increase how much house you can afford

This video is ideal for:
• First-time home buyers in 2026
• Buyers using FHA loans
• Renters planning to buy
• Buyers with student loans or car payments
• Anyone asking “how much house can I afford?”

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📅 Ready to find out exactly how much house YOU can afford?

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If you want to know how much house you can afford in 2026 and avoid costly mistakes, watch this video all the way through so you can confidently determine your buying power before making an offer.
💡 Real examples covered:
• $50,000 salary (FHA affordability range estimate)
• $80,000 salary (FHA affordability range estimate)
• $100,000 salary (FHA affordability range estimate)

⚠️ Important: These numbers are examples for education—your exact affordability depends on your credit score, rate, debts, taxes, insurance, and location.