Cash vs Digital: Can Africa Achieve Financial Inclusion by 2030?
Автор: Business Edge Africa
Загружено: 2026-02-25
Просмотров: 7
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Africa’s financial inclusion journey remains a work in progress.
Across the continent, only 39% of the population is banked. Insurance penetration averages just 3%. The cost of credit ranges between 14% and 20%, raising urgent questions about affordability and accessibility.
Yet in more digitized economies such as Cape Verde, credit costs are significantly lower.
In this episode, Lucy Mbabazi explores whether Africa should aim to “go out of the business” of talking about financial inclusion by 2030 — by addressing the structural barriers that prevent universal access to affordable financial services.
From the role of digital payments in building trust to the democratization of financial systems, this conversation examines what it will truly take to achieve equitable access to finance across the continent.
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#financialinclusion #digitalpayments #africafinance #CashVsDigital #economicdevelopment
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