Ep. 76: Fluctuating Income? Here’s How to Finally Feel Financially Secure

Описание: If your income goes up and down each month and you’ve ever felt stressed, guilty, or unsure about your money this episode is going to hit you right in the feels. 


I’m joined by financial coaches and business partners Shana and Vanessa (aka the Budget Besties), who help women create simple, realistic budgeting systems that actually work in real life... not the restrictive, spreadsheet-heavy versions most of us have been taught to dread. Together we unpack how to manage money confidently even when your income isn’t predictable, and why budgeting doesn’t have to mean cutting out everything you enjoy.


We chat about:

• why so many women avoid looking at their finances (and how to change that)
• the simple budget structure anyone can set up in under an hour
• how to pay yourself consistently from a business with fluctuating income
• separating business and personal finances in a way that actually makes sense
• why “not tracking every transaction” might be the system that finally works for you
• how to remove guilt around spending money on yourself
• the mindset shift that helps you feel like a real business owner, not just someone with a hobby that sometimes pays

This conversation is especially helpful for birth workers, freelancers, and anyone self-employed whose income changes from month to month. If you’ve ever worried about slow seasons, irregular payments, or feeling like money disappears as soon as it arrives, you’ll walk away with practical strategies you can implement straight away.


Resources & Links

• Listen to Shana & Vanessa’s podcast: Financial Coaching for Women (https://podcasts.apple.com/us/podcast...)
• Learn more about their budgeting system: budgetbesties.com/niamh (https://budgetbesties.com/niamh/)

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