Essential Tax Planning for Canadians | RRSP vs TFSA Strategy with CPA, Robert An - EP9

Описание: Don't make these costly tax mistakes in 2026! Join Harry Sale as he interviews Robert An, CPA and Associate VP of Wealth Planning at Raymond James, covering the most important tax decisions every Canadian should make before the RRSP deadline.

Connect with me:
📧 Calendly: https://www.calendly.com/harry-sale
💼 Website: https://www.harrysalewealth.com

📍 What You'll Learn:
✅ 01:04 - Biggest tax planning mistakes to avoid
✅ 02:25 - RRSP vs TFSA decision framework
✅ 04:36 - How to maximize your contribution room
✅ 21:36 - When to hire a tax professional vs DIY
✅ 22:46 - Top 3 action items for 2026

Additional valuable topics covered:
✅ 07:04 - First Home Savings Account (FHSA) strategy
✅ 09:53 - Salary vs dividend optimization for business owners
✅ 18:59 - Record keeping and documentation tips

Show Notes:
1. Maximum FHSA carryforward is $8,000.
2. CPP applies to salaries and not to dividends
3. The maximum RRSP contribution for 2025 is $ 32,490 and $ 33,810 for 2026 based on 18% of earned income for the prior year

#CanadianTaxes #RRSP #TaxPlanning #FinancialAdvice #RaymondJames

Perfect for: Business owners, incorporated professionals, and anyone wanting to optimize their Canadian tax strategy.

Guest: Robert An, CPA, Associate VP Wealth Planning & Tax Consulting, Raymond James

Calculators:
RRSP Contribution Room Calculator: https://my.freshplan.ca/content/.1~QI...
TFSA Contribution Room Calculator: https://my.freshplan.ca/content/.1~QO...


This video has been prepared by and expressed the opinions of Harry Sale, and are not necessarily the opinions of Raymond James Ltd. (RJL). Statistics, data and other information presented are from sources RJL believes to be reliable, but their accuracy cannot be guaranteed. This video is for information purposes only and is not to be construed as an offer or solicitation for the sale or purchase of securities. Investors considering any investment should consult with their Investment Advisor to ensure that it is suitable for the investor’s circumstances and risk tolerance before making any investment decision. Past performance is no guarantee of future results. Information provided in this video is general in nature and should not be construed as providing legal, accounting and/or tax advice. Should viewers have any specific questions and/or issues in these areas, please consult your legal, tax and/or accounting advisor. Raymond James Ltd. Financial Advisors may only transact business in provinces and/or states where they are registered. Follow-up and individualized responses involving either the effecting of or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in provinces or states where the financial advisor is not registered. Raymond James Ltd. is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund. This social media network is an independent organization and is not affiliated with Raymond James Ltd. Views expressed via social media posts are the current opinion of the author, but not necessarily those of Raymond James Ltd. or your financial advisor. The author’s opinions are subject to change without notice. The information contained was received from sources believed to be reliable, but accuracy is not guaranteed.
Insurance products and services are offered through Raymond James Financial Planning Ltd., which is not a Member-Canadian Investor Protection Fund.