RRSP vs TFSA 2026 (Canada): Financial Advisor Explains Which One YOU Should Use

Описание: March 2, 2026 RRSP deadline approaching — don't leave tax savings on the table! Digital-savvy Canadians, business owners, and high-income earners: get the exact RRSP vs TFSA decision framework + how to calculate your contribution room.

📍 What You'll Learn (Chapters):
00:00 - RRSP vs TFSA 2026: Why timing matters NOW
01:15 - RRSP & TFSA deadlines Canada 2026
02:30 - How to find your EXACT RRSP contribution room (CRA My Account walkthrough)
03:45 - RRSP vs TFSA decision tree (income, goals, tax brackets)
05:00 - TFSA room 2026 ($7,000) + overcontribution penalties
06:30 - Business owners: salary vs dividends for RRSP room
07:45 - Action plan + free calculators

💡 Real Talk From Our Accountant Guest:
Should you max RRSP for the tax refund or TFSA for flexibility? When high earners choose wrong, when business owners get RRSP room wrong, and 3 mistakes costing you thousands.

🎯 Perfect For:
Canadian business owners - Incorporated professionals - High-income earners (100k+) - ETF investors deciding RRSP vs TFSA

📊 FREE Calculators (run your numbers):
🔹RRSP Tax Refund Calculator - https://my.freshplan.ca/content/.1~Py...
🔹RRSP Contribution Room Calculator - https://my.freshplan.ca/content/.1~QI...
🔹TFSA Contribution Room Calculator - https://my.freshplan.ca/content/.1~QO...

🚀 Next Steps: Book a planning call → calendly.com/harry-sale
📧 [email protected]

#RRSPvsTFSA #RRSP2026 #TFSA2026 #CanadianTaxes #RRSPdeadline