S2E45: ADHD & Money - Impulsive Spending, Budgeting & Avoidance + guest Tina Mathams

Описание: Julie Legg speaks with accountant, financial educator, podcast host, and author of ADHD Money, Tina Mathams. Together they unpack the emotional side of money for ADHDers — the impulsive spending, the avoidance, the shame, and the cycle of guilt that can quietly spiral into financial overwhelm.


Tina shares her personal story of hitting financial rock bottom while undiagnosed, and how understanding her ADHD completely changed the way she approached money. Rather than relying on willpower or rigid budgeting systems, she explains how tools like gamifying, body doubling, identity-based goals, and nervous system regulation can create sustainable financial change.


This is a great reminder that money struggles are not moral failings — and that small, imperfect action can change everything.


Key Points from the Episode:

• Growing up with limiting money beliefs
• Impulse spending as dopamine-seeking
• Avoidance, shame, and money guilt cycles
• Separating self-worth from financial mistakes
• Understanding your “money story”
• Why willpower-based budgeting fails ADHD brains
• Gamifying savings and body doubling for money tasks
• Breaking long-term goals into present-moment identity shifts
• Persistency over consistency
• The power of self-compassion in financial recovery
• Tina’s rock-bottom moment and rebuilding journey
• Why money doesn’t have to be perfect to improve

Links:

• WEBSITE:   / theadhdaccountant  
• ADHD MONEY & FINANCE PODCAST: https://open.spotify.com/show/25LpCxW...
• BOOK: https://amzn.to/3ZDExkN
• LINKTREE: https://beacons.ai/adhdmoney

Send a text (https://www.buzzsprout.com/twilio/tex...)


Thanks for listening.


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🌐 WEBSITE: ADHDifference.nz (https://adhdifference.nz/)


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📖 BOOK: The Missing Piece: A Woman's Guide to Understanding, Diagnosing and Living with ADHD (https://julielegg.nz/the-missing-piece/)


ℹ️ DISCLAIMER: This podcast is for informational purposes only. The views expressed are those of the guests and do not necessarily reflect those of the host or ADHDifference. Read More (https://adhdifference.nz/legal-discla...)