ADHD & Money - Impulsive Spending, Budgeting & Avoidance + guest Tina Mathams

Описание: Julie Legg speaks with accountant, financial educator, podcast host, and author of ADHD Money, Tina Mathams. Together they unpack the emotional side of money for ADHDers — the impulsive spending, the avoidance, the shame, and the cycle of guilt that can quietly spiral into financial overwhelm.

Tina shares her personal story of hitting financial rock bottom while undiagnosed, and how understanding her ADHD completely changed the way she approached money. Rather than relying on willpower or rigid budgeting systems, she explains how tools like gamifying, body doubling, identity-based goals, and nervous system regulation can create sustainable financial change.

This is a great reminder that money struggles are not moral failings — and that small, imperfect action can change everything.

00:00 Introducing Tina Mathams
02:31 Tina’s Early Money Story
05:33 Impulse Spending & Dopamine
06:45 Money Shame & Avoidance
09:25 Why Budgeting “Fails” ADHDers
11:00 Gamifying, Body Doubling & Habit Stacking
14:14 The writing process for ADHD & Money
16:41 Tina’s Rock Bottom Moment
19:23 It Doesn’t Have to Take 50 Years
22:29 ADHD Money Podcast
25:02 Final Words: You’re Not Bad with Money

Key Points from the Episode:

Growing up with limiting money beliefs
Impulse spending as dopamine-seeking
Avoidance, shame, and money guilt cycles
Separating self-worth from financial mistakes
Understanding your “money story”
Why willpower-based budgeting fails ADHD brains
Gamifying savings and body doubling for money tasks
Breaking long-term goals into present-moment identity shifts
Persistency over consistency
The power of self-compassion in financial recovery
Tina’s rock-bottom moment and rebuilding journey
Why money doesn’t have to be perfect to improve

Links:

WEBSITE:   / theadhdaccountant  
ADHD MONEY & FINANCE PODCAST: https://open.spotify.com/show/25LpCxW...
BOOK: https://amzn.to/3ZDExkN
LINKTREE: https://beacons.ai/adhdmoney