Ep.112 | The Core Private Lending Deals Every Broker & Investor Should Understand

Описание: In this solo episode of the Canadian Private Lenders Podcast, Ryan MacNeil breaks down the core types of private lending deals and explains when, and why, they make sense for brokers, investors, and borrowers.

Ryan starts with major industry news, including EQ Bank’s acquisition of PC Financial, before diving deep into Keystone’s most common loan structures. From single-family construction and renovation loans to quick-close purchases, refinances, and bridge loans, this episode explains how private lending solves real-world problems around speed, flexibility, and deal execution.

Whether you’re navigating tight closing timelines, complex renovations, or relocation scenarios, this episode provides a practical framework for understanding how private capital fits into the broader mortgage ecosystem.

Show Notes:

00:00 – Major mortgage industry news: EQ Bank acquires PC Financial

00:55 – Episode 112 intro

05:28 – Single-family construction loans explained

06:13 – Why private lenders outperform banks in construction financing

07:33 – Draw schedules, speed, and avoiding project delays

11:28 – Renovation loans & fix-and-flip financing

12:10 – Why banks struggle with renovation lending

13:42 – Staged funding, flexibility, and exit strategies

15:25 – Standard private purchase loans

16:21 – Quick-close scenarios when banks miss deadlines

17:55 – Using private lending as a short-term solution

20:28 – Refinance & equity take-out loans

22:38 – Leveraging property equity for investments or renovations

26:15 – Bridge (relocation) loans explained

28:54 – How blended LTVs can unlock higher leverage

31:43 – Real-world bridge loan example

33:16 – Final recap & key takeaways

34:28 – How to connect with Keystone & closing remarks

Resources:
Keystone Capital Group
CPLP Instagram: @cplpodcast
Keystone Instagram: @keycapgroup

Find Neal On:
Instagram: @neal.andreino
LinkedIn: Neal Andreino

Find Ryan on:
LinkedIn: Ryan MacNeil
E-mail: [email protected]