SWIFT Just Chose Linea — Does This Kill or Confirm Ripple’s Vision?

Описание: SWIFT — the messaging system that connects over 11,000 banks worldwide — just made a major move into blockchain.

Partnering with ConsenSys (the team behind MetaMask) and testing with banks like JP Morgan, Citi, and Bank of America, SWIFT is building a shared blockchain ledger to explore stablecoin and tokenized-asset settlement.

That ledger is rumored to run on Linea, ConsenSys’s Layer 2 network built to “help Ethereum win.”

But if SWIFT is using Ethereum rails… where does that leave Ripple and XRP — the project built from day one to move money globally, instantly, and neutrally?

In this episode, I dig into what this partnership really means — not from fear, but from curiosity — comparing Linea’s purpose with XRP’s role in the future financial system.

We’ll explore:
💥 What SWIFT + Linea actually announced (and what’s just speculation)
💥 How Linea’s Ethereum-focused design differs from Ripple’s neutral liquidity approach
💥 Why interoperability through Axelar, Wormhole, and the XRPL EVM Sidechain keeps XRP positioned at the center
💥 And why this announcement might actually confirm Ripple’s long-term vision rather than threaten it

📊 This video is for educational purposes only — not financial advice.

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📌 Sources & Fact Checks

• SWIFT press release — Blockchain-based shared ledger with ConsenSys; 30 + banks (JPMorgan, Citi, BofA): swift.com
• ConsenSys blog — Prototype details confirming partnership (Linea zkEVM): consensys.io/blog
• Financial Times — SWIFT building blockchain rails amid rise of stablecoins (Sep 2025)
• Cointelegraph — Joe Lubin confirms Linea powering the SWIFT prototype
• XRPL Docs — Transactions per second (~1,500), 3–5 s settlement time
• XRPL Foundation — Validator governance overview
• Axelar Foundation — XRPL EVM Sidechain integration (80 + chains)
• Wormhole Foundation — XRPL integration (35 + chains cross-chain messaging)
• XRPL EVM Sidechain Mainnet Launch — June 30 2025