Layer One by James Harris

Welcome to Layer One by James Harris — where we explore XRP, Ripple, and the future of global finance through real research and clear storytelling. This channel dives deep into blockchain, stablecoins, tokenization, digital assets, and real-world adoption, helping you understand how XRP and the XRP Ledger (XRPL) connect traditional banking with Web3.

We break down topics like RippleNet, On-Demand Liquidity (ODL), RLUSD, tokenized treasuries, and interoperability — showing how crypto and fintech innovation are transforming global payments.

Whether you’re following XRP news, Ripple updates, or crypto investing trends, you’ll find insight and perspective here — not hype.

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(Not financial advice — just research, facts, and curiosity.)