The Baby Steps Are Simple But The Sacrifice Is Hard | February 4, 2026

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Ken Coleman and George Kamel answer your questions and discuss:
"How do I get out of $100,000 of debt?"
"Should I stop paying my Parent PLUS loans and use that money to pay off my credit cards?"
"How can we help my brother-in-law without enabling him?"
"How do I find a house after college when rent is so expensive?"
"My husband refinanced our auto loan to pull cash out of our vehicle. Now our APR is 25%, what should we do?"
"I was scammed out of $60,000 and now I don't have anything saved for retirement. What should I do?"
"I'm afraid to deplete my savings to pay down my debt".

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