It’s Time to Go Scorched Earth on Your Debt | February 3, 2026

Описание: 💵 Type your money question, get a Ramsey answer instantly. → https://ramsey.solutions/q74gfe
🚢 ⁠⁠Book your cabin: Save $300 this week only! → https://ramsey.solutions/4mu7qr

Jade Warshaw and Rachel Cruze answer your questions and discuss:

"Should I sell some silver that was gifted to me?"
"Should we downsize our home to get ahead on the Baby Steps?"
"How do I talk to my mother-in-law about settling their Parent PLUS loans?"
"How do I balance paying off debt and still having enough to cover my expenses?"
"How do I get my husband to be more aggressive about Baby Step 2?"
"I'm $26,000 in debt, is getting a debt consolidation loan a good idea?"
" How can I grow my savings so I can afford to buy a house?"
"How do I cashflow going back to college to increase my income?".

From Today's Episode:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.

Helpful Resources from Ramsey Solutions:
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/p3qkzb
💵 Start eliminating debt for free with EveryDollar - https://ramsey.solutions/p6iabj
🏘️ Find a Ramsey Trusted Real Estate Agent- https://ramsey.solutions/i9l8x3
📊 Free Tools & Resources to Help You With Investing – https://ter.li/st2jne
💻 Need help with your taxes? See who we trust - https://ramsey.solutions/cy4vyo

Connect with our Sponsors:
Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio
Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey
Go to Casper Sleep and use promo code RAMSEY to learn more. ⮕ https://www.Casper.com/Ramsey
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off.
Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget
Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/
Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey
FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group ⮕ https://www.GuardianLit.com/Ramsey
Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com
Use code RAMSEY to save 20% at Mama Bear Legal Forms ⮕ https://www.MamaBearLegalForms.com
Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey
Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey
Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h
🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g
🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa
💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c
💰 George Kamel ⮕ https://ter.li/2ma765
🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn
📈 EntreLeadership ⮕ https://ter.li/proqeb

Ramsey Solutions Privacy Policy
https://www.ramseysolutions.com/compa...

Products:
Breaking Free From Broke: https://ter.li/erxgtw
Baby Steps Millionaires: https://ter.li/lc5vki
Build a Business You Love: https://ter.li/gqi49q
Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj
Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn
Total Money Makeover: https://ter.li/0rvomx
I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p
Smart Money Smart Kids: https://ter.li/jyghza
EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6
Questions for Humans: Intimacy https://ter.li/jcaqu4
Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5