Will AB 801 Change How We Lend in 2026? | IMPACT Podcast
Автор: California MBA
Загружено: 2026-02-06
Просмотров: 33
Описание:
In this episode of the IMPACT Podcast, California MBA CEO Paul Gigliotti sits down with Chuck Iverson to break down California’s proposed Community Reinvestment Act (AB 801) and what it means for the industry heading into 2026.
While the intent behind new legislation is often to help, Paul and Chuck discuss why policy must be grounded in operational reality to avoid unintended consequences for housing affordability and credit access.
Key Realities Discussed in this Episode:
The IMB Impact: Why independent mortgage bankers are already the primary drivers of lending to LMI and minority borrowers.
Policy vs. Reality: The danger of well-intended legislation that ignores the mechanics of the mortgage market.
The 2026 Outlook: What the California MBA is doing to ensure advocacy is driven by data and consumer impact.
About the IMPACT Podcast: The IMPACT Podcast brings you the conversations that shape the mortgage industry, featuring leaders who are navigating the intersection of policy, business, and advocacy.
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