𝗦𝗮𝘃𝗶𝗻𝗴 𝗳𝗼𝗿 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗧𝗵𝗲𝗻 𝘃𝘀 𝗡𝗼𝘄 - 𝗪𝗵𝗮𝘁 𝗬𝗼𝘂 𝗖𝗮𝗻 𝗗𝗼 𝗧𝗼𝗱𝗮𝘆! (Ease into Retirement EP 141)

Описание: Retirement savings have changed dramatically over the decades. Gone are the days when most workers could count on a pension to fund their golden years. Today, the responsibility of saving for retirement largely falls on you—through 401(k)s, IRAs, and personal investments. But what led to this shift, and how does it impact your financial future?
In this episode, we break down:

✅ The rise and fall of pensions – Why companies moved away from traditional pension plans
✅ The shift to 401(k)s – How employer-sponsored retirement plans became the new norm
✅ The impact on retirement savings today – What this means for those nearing retirement
✅ Creating your own ‘private pension’ – How annuities can provide lifetime income security
✅ What you can do now – Smart moves to boost your retirement savings, no matter where you are in the journey

With pensions disappearing and Social Security’s future uncertain, having a solid retirement plan is more important than ever. Whether you're playing catch-up or just getting started, we’ll give you actionable steps to secure your financial future.

💡 Are you prepared for retirement? Let us know in the comments! And if you found this episode helpful, don’t forget to like, subscribe, and share.

Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇
TIMESTAMPS
00:00 Saving for Retirement: Then vs. Now
00:30 How pensions came about
01:31 The upsides of pensions
02:16 Why pensions went away
03:51 The shift to 401Ks
04:48 How companies made the shift to 401Ks
07:05 The problem with 401Ks
08:46 How to create your “own” pension
13:24 How to get coaching on your 401K selection
15:40 Things you can do NOW to save.
16:50 More info on creating your “own” pension
17:01 How to get help

Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇
https://mosleywealthmanagement.com/co...
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Learn the key components you need to include in your retirement plan, check this video out:    • 𝗛𝗼𝘄 𝗧𝗼 𝗕𝘂𝗶𝗹𝗱 𝗔 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗣𝗹𝗮𝗻 (𝗘𝗮𝘀𝗲 𝗜𝗻𝘁𝗼 ...  

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