Can You Trust Nest Pensions?

Описание: Do you have a workplace pension? If so, there's a good chance it's with Nest. With over 13 million members, Nest is one of the UK’s largest pension schemes. Paul Todd is the COO of Nest Invest, who decide how your money is invested.

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This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters

00:00 - Intro
00:45 - Why was Nest set up?
03:56 - Do Nest think 8% is enough?
14:30 - Default funds
24:28 - Do Nest’s default funds reduce expected return?
34:05- Tide ad
34:57 - Should you get out of the default?
38:59 - Why did Nest change their Shariah fund?
47:35 - Will Nest bring in a 100% equities fund?
01:00:39 - Vanta ad
01:01:34 - Fee structure
01:10:15 - Where do your fees go?
01:13:42 - What does Nest think about the government’s plans?
01:20:28 - Following the Canadian and Australian model
01:27:19 - Why don’t Nest allow partial transfers?
01:32:35 - Tell them what you think