Navigating 2026 Welcome Home Funds | Down Payment Assistance Explained (Kentucky Homebuyers)

Описание: Are you planning to buy a home in 2026 and wondering how the Welcome Home Fund works? 🏡

In this in-depth interview, Sheridan Sims with The Catalyst Group sits down with mortgage expert Rebecca Elliott of Republic Bank (NMLS 3379) to break down everything you need to know about the 2026 Welcome Home Fund — including how to qualify, how fast funds run out, and what buyers should be doing NOW to prepare.

The Welcome Home Fund is one of the most powerful down payment assistance programs available to eligible buyers, but preparation is key.

In this video, we cover:
✔️ What the 2026 Welcome Home Fund is
✔️ Who qualifies for the grant money
✔️ Income and purchase price limits
✔️ How much funding may be available
✔️ Whether the funds must be repaid
✔️ How quickly funds typically run out
✔️ How to prepare NOW for April 6th
✔️ Other loan programs available through Republic Bank
✔️ Why working with a local lender matters
✔️And more!

If you're considering buying a home in Kentucky in 2026, this is a must-watch conversation.

📍 Thinking About Buying in 2026?

The biggest mistake buyers make is waiting too long to start the process. Even if you’re “just thinking about it,” now is the time to get a strategy in place.

📞 Connect with us to build your homebuying game plan:
Sheridan Sims
The Catalyst Group | Keller Williams Commonwealth
📱 Phone: 859.363.6001
📧 Email: [email protected]
🌐 Website: CatalystSold.com

Rebecca Elliott
VP Mortgage Sales | Republic Bank
📱 Phone: 502.542.9425
📧 Email: [email protected]
NMLS 3379


⚠️ Disclaimer: Welcome Home Fund availability, eligibility requirements, income limits, and funding amounts are subject to change. Funds are limited and typically available on a first-come, first-served basis. Contact a licensed mortgage professional for current program guidelines.