Buying a House in 2026? Mortgage Expert Answers the Most Common Questions

Описание: 🏡 Buying a Home? Watch This Before You Start.

In this conversation, Lexington real estate agent Sheridan Sims with The Catalyst Group sits down with Brad Hacker of Benchmark Mortgage to answer the most common questions home buyers ask about mortgages, interest rates, down payments, and the home buying process.

If you're thinking about buying a home in Lexington, Kentucky or Central Kentucky, this video will walk you through what you need to know before starting the process.

We cover topics like:
• Should you wait for interest rates to drop before buying?
• Do you really need 20% down to buy a home?
• What credit score is required to get a mortgage?
• What is included in a monthly mortgage payment?
• How much house can you actually afford?
• What is a mortgage pre-approval and why does it matter?
• What should you NOT do before closing on a house?
• How long does it take to buy a home from start to finish?
• Can you buy a home if you have student loans?
• What closing costs should buyers expect?

Whether you're a first-time home buyer or planning your next move in Central Kentucky, this conversation will help you better understand the financing side of buying a home.

If you have questions about buying or financing a home, feel free to reach out to either of us below.
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📍 REAL ESTATE QUESTIONS
Sheridan Sims
The Catalyst Group
Keller Williams Commonwealth
📞 Phone: 859-363-6001
📧 Email: [email protected]
🌐 Website: www.CatalystSold.com
📍 Serving Lexington & Central Kentucky
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🏦 MORTGAGE QUESTIONS
Brad Hacker | Senior Mortgage Planner
Benchmark Mortgage
📞 Phone: 859-977-5239
📧 Email: [email protected]
🌐 Website: www.BradHacker.com
NMLS #22435
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