The 84-Month Car Loan Scam (Why You’re Always Broke)
Автор: Max Evans — Business Rewired
Загружено: 2026-02-22
Просмотров: 87
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Dealers aren’t selling cars anymore—they’re selling monthly payments. And the longer the loan term, the more expensive your “affordable” car becomes… while you feel like you got a win.
In this video, we break down the $600/month trap: how the F&I office shifts your focus from total cost to “comfortable budget,” why 84-month loans exploded, and how you can end up owing thousands more than your car is worth.
Then the real nightmare: negative equity rollovers—when the “ghost debt” from your old car gets quietly stuffed into your new loan. Same driveway, new keys… bigger cage.
We’ll compare three buyers financing the exact same $50,000 crossover—and show how one choice buys freedom, and the other buys years of being stuck.
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