2026 IRA Contributions 06Jan2026

Описание: 2026 IRA Contribution Guide

Planning for retirement in 2026 means understanding new contribution limits, updated income thresholds, catch up rules, and changes tied to workplace retirement plans. In this video, we walk through what is changing for IRAs and employer plans in 2026 and how these updates may impact retirement planning conversations.

This video is designed for educational purposes and walks through publicly available IRS limits and rule changes so you can better understand how the 2026 retirement landscape is evolving.

👇 Timestamps below so you can jump to the section you need.

Timestamps
0:00 Introduction and overview of 2026 changes
0:45 New IRA contribution limits for 2026
3:30 Income limits and IRA deductibility rules
5:45 401(k) and workplace retirement plan updates
10:30 2026 tax brackets and inflation adjustments
15:30 Key planning considerations and action items
18:00 Final recap and closing thoughts

What is covered in this video
• 2026 Traditional and Roth IRA contribution limits
• Catch up contribution rules for individuals age 50 and older
• Income phase outs for IRA deductibility
• Roth IRA income thresholds
• 401(k) and employer plan contribution updates
• SECURE 2.0 catch up contribution changes
• 2026 federal tax bracket adjustments
• General retirement planning considerations for the year ahead

Learn more about Self Directed IRAs and retirement accounts
Mountain West IRA provides education and administration services for Self Directed IRAs and Self Directed Solo 401(k) plans.

🌐 Website: https://www.mwira.com

📞 Schedule a call with our team: https://outlook.office365.com/book/Mo...

📚 Contribution Limits: https://www.mountainwestira.com/contr...

Mountain West IRA is a neutral third party administrator and does not provide investment, tax, or legal advice. All investing involves risk, and individuals are encouraged to consult with qualified tax or financial professionals regarding their specific situation.

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