Is Your 2026 Plan Already Broken? 7 Signs It Is

Описание: Are you juggling aging parents, kids heading to college, and planning your own retirement?

This video explores seven signs your 2026 financial plan might already be outdated, emphasizing the need for proactive financial planning. As a wealth management advisor, I discuss how addressing these issues now, through effective money management and cash flow planning, can prevent scrambling later in the year. This approach ensures your personal finance goals stay on track.

Most families think financial planning is a once-a-year event. But with 2026 inflation, new IRS contribution limits, and shifting market drift, a "set it and forget it" mindset is a recipe for missed opportunities. What You’ll Learn:

The "Milestone Triggers" (Ages 50, 65, and 73).
How to spot "Portfolio Drift" before it spikes your risk.
New 2026 tax-saving limits for 401ks and HSAs.
The "Sandwich Generation" gap: Planning for aging parents.

📥 Download the 2026 Planning Checklist:
https://chatham-wealth-management.kit....

📅 Book a 1-on-1 Strategy Session: https://app.greminders.com/c/timgardn...

00:00 Introduction: Is Your Financial Plan Outdated?
01:05 Sign 1: Emergency Fund Check
01:44 Sign 2: Milestone Birthdays and Financial Triggers
02:17 Sign 3: Portfolio Rebalancing
02:54 Sign 4: Maximizing Tax-Advantaged Accounts
03:29 Sign 5: Planning for Aging Parents
04:02 Sign 6: Strategic Gifting
04:43 Sign 7: Updating Your Estate Plan
05:11 Conclusion: Take Action Now

#FinancialPlanning2026 #SandwichGeneration #RetirementReady #TaxStrategy #TimGardner.