Your Mortgage Just Got Cheaper: Step-by-Step Strategy for 2026!

Описание: 60% of Canadian mortgages are renewing by 2026.
Here’s your guide to saving thousands during this market shift.

👉 Book your free strategy call here:
https://calendly.com/jyoti-jyotishamn...

60% of Canadian mortgages are renewing by the end of 2026.
And with interest rates finally falling, homeowners across Canada are standing at a financial crossroads.

But here’s the truth: most people will leave thousands of dollars on the table simply by accepting their bank’s first renewal offer.

In this video, GTA REALTOR® Jyoti Shamnani breaks down a step-by-step mortgage renewal strategy that empowers Canadian homeowners to shop smarter, negotiate harder, and avoid common pitfalls that lenders hope you don’t notice.

🔍 Inside, you’ll learn:

Why Bank of Canada’s 2025 rate cuts have created a limited-time opportunity

The #1 renewal mistake 85% of Canadians still make

How the new stress test exemption for uninsured switches unlocks better deals

Exactly when to start preparing (hint: it’s not 30 days before renewal)

How to calculate your break-even point if you're considering refinancing early

Fixed vs. variable in 2025–2026: what’s right for you

The hidden mortgage features (like prepayment privileges and amortization extensions) that could impact your cash flow and wealth-building long-term

📉 With the Bank of Canada policy rate down to 2.25%, lenders are now competing harder for your business. And if you locked in during the 1.99% golden era, you may now be looking at offers around 4.5%–4.8%.

The good news? You still have leverage—but only if you act smart and early.

💡 Whether you’re up for renewal in 3 months or 2 years, this video arms you with the insights you need to take advantage of this new mortgage landscape.

🛠 Don’t let lenders decide your financial future. Take control.
Watch this before you renew your mortgage in 2025 or 2026.

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