Your SIPs Will Fail If You Ignore These Wealth-Building Strategies | Ft. Devina Mehra

Описание: What should investors expect from markets today? Are small caps really wealth creators? Should you invest in IPOs? And how much of your portfolio should go global?

In this episode, Devina Mehra, Founder & Chairperson of First Global, shares data-driven insights from over three decades in investing

00:00:00 Intro
00:03:45 Her Budget prediction (based on data)
00:06:28 Regulator, exchanges, govt... everyone is benefiting from markets
00:07:41 Markets are not expensive
00:10:55 Don't be the best investor who unearths multi-baggers
00:14:07 Bad advice on asset allocation
00:17:21 One problem with index funds
00:19:27 Why you cannot invest in small-cap funds for the long term
00:23:56 How would you invest an SIP of Rs 10,000?
00:28:40 How to identify multi-baggers
00:30:35 Avoid 'buy-and-forget' investing
00:33:47 Is it impossible to forecast the growth of a company?
00:39:34 Why mutual funds invest in expensive IPOs
00:41:47 If IPOs perform well after listing, bankers are considered failures
00:42:37 Effective frameworks to manage risk
00:44:22 A hack to make the most of your stock investment
00:46:48 What should your portfolio size be before you start investing abroad?
00:46:48 The first small step to start investing abroad
00:52:06 What excites Devina Mehra the most about markets?
00:53:17 Recent stock discoveries by Devina Mehra that have turned into multi-baggers
00:55:42 New learnings from stock markets
00:57:27 One investment rule that should never be broken
00:57:43 One habit that helped Devina Mehra in her professional life
00:57:59 Books that changed Devina Mehra as a person
00:58:42 Investing lessons that people learn as they age

What to expect from this episode?

Devina Mehra explains why risk management, not stock picking, is the most important investing rule, and why “buy and forget” can be dangerous.

Devina breaks down:

➤ Why market valuations can be misleading

➤ The myth of guaranteed small-cap outperformance

➤ How missing just 10 best market days can destroy long-term returns

➤ Why most IPOs are overpriced

➤ The importance of global diversification for Indian investors

➤ Why asset allocation determines 85–90% of returns

➤ How trailing stop-loss strategies protect capital

She also explains why investors shouldn’t be 100% in equity at 25 or 100% in debt at retirement. Drawing from historical market data, US studies on survivorship bias, and her own experience calling companies like Amazon and HDFC Bank early, she highlights the difference between narrative-driven investing and data-driven discipline.

If you're wondering whether to choose index funds or active funds, DIY or professional management, or India or global exposure, this episode gives you clear, practical answers.

Whether you're a beginner or experienced investor, this conversation will reshape how you think about risk, returns, and long-term wealth creation.

👉Devina Mehra's Book: Money, Myths and Mantras
https://amzn.in/d/bwx9wxg

👉Devina Mehra Social Media Handles

Twitter: https://x.com/devinamehra
LinkedIn:   / devina-mehra-49a418b0  
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#DevinaMehra #Investing #StockMarketIndia #AssetAllocation #RiskManagement #GlobalInvesting #MutualFunds #IPOs #SmallCapInvesting #PersonalFinanceIndia


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