How Should You Invest in 2026? | Kotak CIO & WhiteOak CEO Answer

Описание: What actually derailed 2025 — and what could create wealth in 2026?

At Decipher with Dezerv in Hyderabad, three seasoned market leaders came together for an unfiltered conversation on investing in the year ahead.

Featuring:

Aashish P Sommaiyaa, CEO of WhiteOak Capital
Harsha Upadhyaya, CIO – Equity at Kotak Mutual Fund
Vaibhav Porwal, Co-Founder, Dezerv

In 40 minutes of straight talk, they break down market behavior, investor mistakes, and the long-term drivers of returns.

Key takeaways from the discussion:

Why investors arrive late to trends

Aashish highlights the dramatic shift in flows: sector/thematic funds went from ₹13,000 crore inflows (Sep 2024) to ₹900 crore (Dec 2025), while gold surged from ₹1,000 crore to ₹11,500 crore. His lesson: successful investors avoid extremes and calibrate across shades of grey.

What could drive market returns next

Harsha explains why staying invested matters more than timing entries. With expected Nifty earnings growth of ~14% by FY27, leadership may come from banks, discretionary consumption, and select cyclicals.

What truly destroys wealth

Vaibhav shares the two biggest wealth killers: chasing past winners and reacting to headlines. Despite years of geopolitical shocks, markets delivered positive returns — reinforcing the power of disciplined asset allocation.

Timestamps:
0:00 Introduction: Hyderabad & Straight Talk
0:36 Earnings Growth Outlook: Bottoming out?
2:02 Key Drivers: Private Consumption & Divergence
4:26 FII Flows: Why they left & when they might return
9:27 The Truth about IPOs & Liquidity
15:06 Market Valuations: Expensive or Justified?
17:58 Sectoral Outlook: Banking, Consumption & IT
27:28 Asset Allocation Strategy for Wealth Creation
30:35 Investor Behavior: The Trap of Chasing Past Winners
35:05 Closing Remarks

If you’re thinking about how to position your portfolio for 2026, this conversation is essential viewing.

Subscribe for more insights from Decipher with Dezerv.

#investment #stockmarket #investing #indianstockmarket