Managed Care Plans | All About Medicare Advantage

Описание: Managed Care Plans | All About Medicare Advantage- Managed Care is also known as Medicare Advantage or Part C. These types of plans have become more popular in recent years. Call us at iHealthBrokers today at 888-410-0344. Our services are 100% Free!

★☆★ABOUT THIS VIDEO★☆★

0:00 Intro
1:01 Original Medicare
2:44 Medigap
3:59 Managed Care Plans-Pros
5:36 Managed Care Plans-Cons


Original Medicare is Part A & Part B. Medicare Part A is your hospital insurance. Part B is your outpatient insurance. Almost all doctors and hospitals accept Medicare.

You will pay a premium for Medicare Part B. The base monthly premium for Part B is $170.10 in 2022. It can be more based on your income. Most people do not pay for Medicare Part A. If you do have to pay for Medicare Part A it can cost as much as $499 per month!

You will also have deductibles to meet if you take advantage of your health insurance and services provided. Your part B deductible is $233. Once you’ve met this deductible, you will pay 20% of the Medicare approved amount for all outpatient services. This is, of course, most of your typical medical needs.

If you need to be hospitalized, you’ll have to meet your Part A deductible of $1556. This is applied per benefit period. You won’t have any type of coinsurance for a period of up to 60 days depending upon whether you are in a hospital or skilled nursing facility. After that it can be a few hundred dollars per day

Despite these costs, Original Medicare is actually a largely affordable solution with comprehensive coverage. There are also additional programs available for those who struggle to meet these costs due to special needs or lower income.

Additionally people may look to cover these financial gaps with a Medigap plan also known as a Medicare supplement plan. You pay an additional monthly premium to cover your deductibles and coinsurance.

For example, you could choose Plan G which will cover all additional costs except your Part B deductible.

Costs for Medigap plans can vary and there are many plans to choose from with varying levels of coverage.

Medicare Advantage is also known as Managed Care. It is also referred to as Part C. It is an alternative to Original Medicare. Managed care plans must offer at least the same benefits as Original Medicare. There are pros and cons to these types of plans.

Pros:
Lower premiums than Medicare plus Medigap (although they are never actually free)
OOP max which is not offered by Original Medicare alone
Very often they have lower coinsurance or copays than Original Medicare alone
Frequently offer additional benefits not offered by Original Medicare such as dental, prescription drug, hearing and vision

Managed Care Plans work much more like the health insurance that you’ve had in the past as opposed to Medicare. It is not without downsides.

Cons:
Yearly changes
Resetting OOP max
Limited networks

The final downside must be emphasized. With Original Medicare or Original Medicare plus a Supplement Plan you will have access to almost any doctor or hospital. Managed Care Plans rely on a network. It can be very difficult to find doctors or hospitals who accept your plan. You may even have to travel which is far from ideal.


If you'd like our assistance, please feel free to give us a call here at iHealthBrokers at 888-410-0344. There is absolutely no charge for our services.

As always, please make sure to subscribe to stay up to date and of course, like this video so we can get it out there. Thank you so much and have a great day!



If you have any further questions, please feel free to contact us here at iHealthBrokers at 888-410-0344 or https://ihealthbrokers.com/


👇SUBSCRIBE TO iHealthBroker's CHANNEL NOW👇
https://www.youtube.com/channel/UC5jc...


===================================


★☆★CHECK OUT OUR OTHER VIDEOS★☆★
The Truth About "Free" Medicare Advantage
   • The Truth About "Free" Medicare Advantage  

Do I Need Medicare Part D with Medicare Advantage?
   • Do I Need Medicare Part D with Medicare Ad...  

Medicare Supplement vs. Medicare Advantage
   • Medicare Advantage Plans vs. Medicare Supp...  

★☆★CHECK US OUT ★☆★

WEBSITE: https://ihealthbrokers.com/
PHONE NUMBER: (888) 410-0344
F A C E B O O K:   / ihealthbrokers  


===================================

Give us a call or leave a comment below and we'll do our best to help! Make sure to "Like" and "Subscribe" today!