New Health Insurance Rules Just Created a Hack for Retirees

Описание: This video discusses a new rule impacting early retirement planning for 2026 and beyond, focusing on changes to HSAs and marketplace plans. It explains how these changes can create a financial advantage for early retirees, covering topics like Modified Adjusted Gross Income (MAGI) and premium tax credits. Learn how the affordable care act and health savings account updates can benefit you during open enrollment.

#HealthInsurance2026
#RetirementPlanning
#ACAPlans
#HSA
#HealthcareCosts

New health insurance rules for 2026 just created a powerful, legal “hack” for retirees. In this video, we explain how HSAs, MAGI, ACA plans, and new coverage rules can dramatically lower healthcare costs in retirement.

New health insurance rules taking effect in 2026 are changing how retirees can legally reduce healthcare costs — and many people don’t even realize it yet.

In this video, we break down:

The new rules impacting HSA eligibility

How Bronze ACA plans and catastrophic coverage can work with HSAs

Why MAGI (Modified Adjusted Gross Income) is the key to lower premiums

How premium tax credits (PTCs) actually work

The triple tax advantage of HSAs

HSA catch-up contributions for retirees

Direct Primary Care (DPC) as a cost-saving strategy

Prescription drug savings using discount cards and coupon programs

ACA alternatives if traditional coverage is no longer affordable

If you’re retired or planning to retire soon, these rule changes could mean thousands of dollars in annual savings — if you know how to use them correctly.

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★☆★ABOUT THIS VIDEO★☆★

0:00 Intro
0:41 HSA 2026
1:44 ACA Plans
3:05 Basics
7:51 DPC
9:47 Prescriptions
10:49 Healthcare.gov

Have questions about your plan? Drop them in the comments and I’ll help you out.

When choosing a plan, make sure to ask your broker about their familiarity with the carrier. Some carriers may have a better reputation for customer service. Also, ask about rate increases. Yes, plans do tend to increase on a yearly basis, but some carriers have a more stable history than others.

If you have any further questions, please feel free to contact us here at iHealthBrokers at 888-410-0344 or https://ihealthbrokers.com/


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If you want to pay less for your Medicare Advantage plan, this video offers practical "insurance tips" to reduce your "cost of medicare" and maximize "insurance savings" in 2025. Learn how to pick the right "medicare part c" plan, avoid common mistakes, and manage your "retirement healthcare" effectively. Call iHealthBrokers at 888-410-0344 – our services are 100% FREE! 🏥


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