Is the 4% Rule Dead? 8 Personal Finance Rules of Thumb Explained

Описание: 998. How much do you really need to retire? Should you always buy term life insurance? In episode 998, Money Girl Laura Adams audits 8 popular financial rules of thumb to see if they hold up in today’s economy.



What you’ll learn:




• The Rule of 72: How to calculate when your money will double.


• The DIME Method: A smarter way to calculate life insurance than "10x your income."


• Emergency Fund Math: Why 3 months might not be enough for you.


• Investing Allocations: Why "100 minus your age" is likely too conservative for 2026.


• Retirement Readiness: Understanding the "Multiplier of 25" and the 4% withdrawal rule.




Don't follow a rule just because it's famous—follow it because it works for your life.



Find a transcript (https://money-girl.simplecast.com/epi...) here. 



Have a money question? Send an email to [email protected] (mailto:[email protected]) or leave a voicemail at (302) 364-0308.



Find Money Girl on Facebook (  / moneygirlqdt  ) and Twitter (  / lauraadams  ) , or subscribe to the newsletter (https://www.quickanddirtytips.com/mon...) for more personal finance tips.



Money Girl is a part of Quick and Dirty Tips (https://www.quickanddirtytips.com/) .



Links:



https://www.quickanddirtytips.com/



https://www.quickanddirtytips.com/mon...



  / moneygirlqdt