Retire Sooner? Use These 6 Questions To Decide

Описание: Retirement Strategy Discussion: https://www.healthyfp.com/contact-us

Join Bob Wolfe, a certified financial planner and IRS enrolled agent, as he reveals a six-question framework to determine if you can retire now. Discover how you might be working years longer than necessary, the hidden costs of delaying retirement, and the truths behind retirement spending patterns. Learn from real-life stories, like Jim's, and gain insights into how to optimize your retirement timing and finances for a more fulfilling life.

00:00 Introduction: The Cost of Delaying Retirement
00:27 The Six Question Framework for Retirement Readiness
00:59 Question 1: The Someday Syndrome
01:40 Question 2: The Health Tax
02:20 Question 3: The All or Nothing Trap
02:49 Question 4: The Family Window
03:35 Question 5: The Purpose Plan
04:15 Question 6: Running the Math
04:57 The Spending Reality: Challenging Conventional Wisdom
06:07 The Social Security Dilemma
06:51 Jim's Story: The Real Cost of Working Longer
07:11 Murphy's Law of Retirement
09:34 The Three Bucket System for Retirement
10:07 Regret Minimization: Making the Right Choice
11:19 Conclusion: Can You Afford Not to Retire Early?

DISCLAIMER: Content shared by WolfeOnWealth is for educational purposes only and should not be considered tax, legal, accounting, or investment advice. Advisory services are offered through wHealthyFP LLC, doing business as HealthyFP, an investment adviser registered with the state of Pennsylvania, and only provided to clients where we are properly registered or exempt. Investments involve risk, including possible loss of principal. No assurance can be given that any strategy will be successful. Please consult your own tax, legal, or financial professional for guidance specific to your situation. IRS CIRCULAR 230 DISCLOSURE: Any U.S. tax advice contained in this communication is not intended or written to be used, and cannot be used, for the purpose of avoiding penalties under the Internal Revenue Code or promoting, marketing or recommending any transaction or matter addressed herein.