Should You Buy Now? Market Slump vs. First Home Buyer Boom (2026) | Week in Review

Описание: Is the 2026 property market stalling, or is this your best chance to buy? In this episode of The Week in Review, Debbie Roberts (Property Apprentice) breaks down the mixed signals hitting the NZ housing market. We have a "good news, bad news" scenario: mortgage rates are tumbling and the cost of living is easing, but unemployment has hit a decade high and property values are flatlining.

What does this mean for you? Is the window of opportunity closing before the next cycle kicks off?.

We discuss:
Market Sluggishness: Why property values dipped in Jan and what to expect for the rest of 2026 (Cotality Data).
Cost of Living Relief: How falling mortgage rates are shielding households from inflation.
First Home Buyers vs. Investors: Why investors are retreating (and why they might be wrong) while first-home buyers take a record share of the market.
Unemployment Spike: Stats NZ reveals a decade-high 5.4% unemployment rate—but there's a silver lining.
RBNZ Warning: The Reserve Bank puts deposit takers on notice. Will lending criteria get tougher?.

📢 FREE MASTERCLASS: How to Succeed with Property Investing Don't guess your way through this market. Join our free online event to learn strategies that work in today's conditions. 👉 Register here: https://www.propertyapprentice.co.nz

Timestamps: 0:00 - Intro: The "Good News, Bad News" Market 1:32 - Market Update: 2025 Sluggishness carries into 2026 (Cotality) 4:54 - Cost of Living: Inflation drops as mortgage rates tumble 7:00 - First Home Buyers: Investors retreat, FHB market share hits record highs 10:43 - Unemployment Data: Hits 5.4% (Decade High) - The Silver Lining 13:22 - RBNZ Warning: Tighter risk rules for banks & what it means for borrowing 16:51 - Summary & Free Masterclass Invite

Sources:

Cotality (Feb 5): 2025 sluggishness carries over
https://www.cotality.com/nz/insights/...
Good Returns (Feb 4): Cost of living dropping
https://www.goodreturns.co.nz/article...
NZ Adviser (Feb 4): First-home buyers power market
https://www.mpamag.com/nz/news/genera...
NZ Herald (Feb 4): Unemployment rises to 5.4%
https://www.nzherald.co.nz/business/u...
NZ Adviser (Feb 4): RBNZ tightens risk rules
https://www.mpamag.com/nz/news/genera...
Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalised financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

Hashtags: #NZProperty #HousingMarket2026 #InterestRatesNZ #FirstHomeBuyers #PropertyInvesting #UnemploymentNZ #RBNZ #DebbieRoberts #RealEstateNZ #CostOfLiving