Who can buy a $500K house today? (The brutal reality)

Описание: Are you wondering who can buy a $500k house today for real? Discover the brutal reality behind the numbers and why the 2026 housing market has lost its mind.

In this video, we break down the math that banks and real estate agents prefer to ignore. Unlike other channels, I won’t just tell you what you "qualify" for; I'll show you how much you actually need to earn to own a property without turning your life into a constant financial stress simulator.

What you will learn today:
• The Down Payment Myth: Why saving 20% has become a "graveyard of dreams" for most.
• The Poverty Tax: How PMI and current rates punish those without accumulated capital.
• Hidden Costs: The real calculation including maintenance, insurance, and taxes that no one tells you about.
• The "Johnson" Case: A real-world example of why earning $160k a year is no longer enough.
• Actionable Roadmap: Practical steps to decide if you should buy now or keep renting.

Comment below: Do you think buying a home is still the "American Dream" or has it become a trap? I'll be reading your responses.

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Disclaimer: This video is for informational and educational purposes only. It does not constitute professional financial, legal, or real estate advice. Every situation is unique; please consult with a certified professional before making major financial decisions.

#personalfinance #housingmarket #financialfreedom