SHOCKING: 9 Cities on the BRINK of Housing DEFAULTS in Canada!

Описание: 🔥 FREE GUIDE: Avoid the 7 Critical Home Investment Mistakes destroying buyers right now:
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Nine Canadian cities are showing rapidly rising mortgage delinquency rates, surging Power of Sale listings, and compounding financial pressure on homeowners. This video breaks down the verified data behind each city — what's happening, why it's happening there specifically, and what it means for homeowners and investors.

Using official data from CMHC, Equifax Canada, the Bank of Canada, TRREB, and BILD, we examine nine markets where mortgage rate shock is combining with local economic triggers to create elevated default risk. From Brampton's 53% peak-to-trough price declines to Calgary's oil patch layoffs, from Toronto's 24,000 unsold condos to Vancouver's foreign investor exit — each city has its own compound crisis unfolding right now.

Key topics covered: — The 1.15 million Canadian mortgages renewing in 2025–2026 and the projected payment increases of 10–20% — Why "escape cities" like Oshawa, Hamilton, KW, and London now have higher delinquency rates than Toronto — The student rental investor wipeout across three Ontario university cities — Calgary and Edmonton's oil and basement suite compound crises — Vancouver's luxury condo strata insolvency and foreign buyer exit — The builder insolvency paradox: oversupply today, empty pipeline tomorrow — Why consumer confidence may matter more than price right now — The generational shift in homeownership age and what it means for wealth building

All data in this video comes from publicly available institutional sources. Where interpretation is offered, it is clearly distinguished from fact. This is not financial advice.

📊 Sources & References:
CMHC — Residential Mortgage Industry Report, Fall 2025 https://www.cmhc-schl.gc.ca/professio...
CMHC — National Delinquency Rate Drops but Continues to Rise in Ontario and BC (Nov 19, 2025) https://www.cmhc-schl.gc.ca/media-new...
CMHC — Mortgage Delinquency Rate Data Tables: Canada, Provinces, CMAs https://www.cmhc-schl.gc.ca/professio...
Bank of Canada — "How Will Mortgage Payments Change at Renewal? An Updated Analysis" (Staff Analytical Note 2025-21, July 2025) https://www.bankofcanada.ca/2025/07/s...
Bank of Canada — "Using New Loan Data to Better Understand Mortgage Holders" (Staff Analytical Note 2025-1, January 2025) https://www.bankofcanada.ca/2025/01/s...
TRREB — 2025 Annual Market Statistics: "2025 Ends with More Affordable Market and Paves the Way for Year of Recovery" https://trreb.ca/2025-ends-with-more-...
BILD GTA — "Record Low December New Home Sales in the GTA Capped Off 2025 as the Worst Year on Record" (Jan 22, 2026) https://www.bildgta.ca/record-low-dec...
CBC News — "GTA Home Sales Fell 11.2% Last Year Compared to 2024" (Jan 8, 2026) https://www.cbc.ca/news/canada/toront...
CBC News — "New Home Sales in GTA Hit Record Low in 2025, Threatening Construction Jobs" (Jan 25, 2026) https://www.cbc.ca/news/canada/toront...
BNN Bloomberg — "Canadian Mortgage Delinquency Rate Falls for First Time in Three Years: CMHC" (Nov 19, 2025) https://www.bnnbloomberg.ca/business/...
BNN Bloomberg — "Mortgage Delinquencies in Canada a Concern, Says CMHC" (Oct 7, 2025) https://www.bnnbloomberg.ca/business/...

Every claim verified with primary sources.

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Disclaimer:
We’re real estate enthusiasts—not licensed agents, appraisers, or financial advisors. All content is based on publicly available data, market observations, and personal opinions, and is shared for entertainment and general information only. Accuracy isn’t guaranteed. Always consult a qualified real estate professional, attorney, or financial advisor before making any property, investment, or relocation decisions.This video provides fact-based analysis without political bias—just economics, data, and real-world impact on families, developers, and the construction industry.