This Week at Skye Ep 43: Ozempic, ADHD and Insurance | How Underwriting Is Changing

Описание: New medications, new diagnoses, and changing underwriting rules. The insurance landscape is shifting.

In this episode of This Week at Skye, Ash and Phil break down how insurers are currently assessing emerging health trends like Ozempic and weight-loss medications, ADHD diagnoses, and medicinal cannabis use. These topics are becoming increasingly common in insurance applications and they are creating new questions for underwriters.

The discussion explores what insurers actually care about when assessing these situations, including daily functioning, ability to work, and long-term sustainability of treatments.

Ash and Phil also dive into why experience matters in insurance advice, how underwriting trends evolve over time, and why working with advisors who see these cases regularly can make a significant difference.

Alongside that, they unpack:

The latest developments with AFCA complaints and the Interprac lawsuit
Why some financial advice firms are concerned about the fairness of complaint processes
Real client conversations about balancing insurance premiums and retirement planning
A behind-the-scenes look at Skye’s internal operations, including Phils mission to fix inbox chaos across the team

And of course, the episode finishes with Baking Corner, featuring chocolate chip cookies, a surprise baker, and some brutally honest scoring.

If you want to understand how insurance underwriting actually works, and how the industry is evolving, this episode gives you a behind-the-scenes look.

Timestamps:
00:00 - Intro
03:28 - AFCA getting sued
12:59 - Cannabis, Ozempic and ADHD: The new frontiers of risk advice
20:19 - Client’s Stories
27:23 - Ash’s Baking Corner
29:46 - What’s Coming Up

#insurance #financialadvice #incomeprotection #lifeinsurance #underwriting #adhd #ozempic