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15 EFFORTLESS Money Saving Hacks That Save Me $6,830 A Year

Minimalism

Money

Saving Tips

Personal Finance

Dave Ramsey

Автор: Austin Williams

Загружено: 2023-09-04

Просмотров: 72502

Описание: Saving money doesn't always require effort. In this video I share 15 effortless ways to save money!


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Saving money doesn't always require a lot of effort, but sometimes you just need to be aware of certain strategies to save money. In this video, I share 15 effortless ways to save money.

1. Gasbuddy

Gasbuddy is an app that tells you where the cheapest gas is in your area. If you download the app and use it before you fill up your gas tank, you can save up to 50 cents per gallon on gas.

2. Buy A Water Bottle And Bring It Everywhere

Water is a completely unnecessary expense that many people will spend hundreds of dollars a year on. If you buy a reusable water bottle and bring it everywhere you go, it is an effortless way to save money.

3. Ditch The Paper Towels

Paper towels are a completely unnecessary expense that people spend hundreds of dollars on a year. If instead of using paper towels, you use rags to clean things around your house, it is a very easy way to save money.

4. Don’t Get Sodas At Restaurants

Eating out is expensive and it is more expensive when you buy sodas. If you simply cut out sodas and get water when you eat out, it can save you 10% off your bill

5. Pay In Cash To Avoid The Tip Screen

Everywhere now you are asked for a tip, which is called, "Tipflation." Although it is important to tip bartenders and servers, tipping everywhere can really add up. One way I avoid the pressure is by paying in cash at places that commonly ask for tips.

6. Get A Case For Your Sunglasses

Many people buy multiple pairs of sunglasses each year because they do not take good care of them. If you buy a case for your sunglasses and get in the habit of putting them in the case, it can save you money.

7. Get A Lower MBPS On Your Internet

Internet companies usually charge in "mbps," and this number can be very misleading. Having a higher mbps means that you can run multiple devices without it slowing down. For a family of 4, 200-400 mbps works fine and for two people having 100 mbps works fine.

8. Get Your Own Modem And Router

Another way internet companies get extra money from you is by getting you to pay a monthly fee for your router and modem; however, this is unnecessary. If you buy your own modem/router, it is an easy way to save money.

9. Don’t Eat Meat 2 Times A Week

One of the most expensive things people will spend money on at the grocery store is meat. If you decide to go vegetarian for two days a week, you can save money on the high price of meat.

10. Only Go To The Grocery Store Once A Week

Many people go to the grocery store multiple times a week, which makes them spend money in gas and getting items they didn't intend on getting. If you do all your grocery shopping once a week, you can save money.

11. Switch To Mint Mobile

Mint mobile is a cell phone company that uses T-Mobile signal that only costs $15 a month. The catch of the service is that it is second in signal priority, so your signal can be cut off when you're in a crowd. If you are willing to put up with a few inconveniences throughout the year you can save money.

12. Bring Sandwiches To Work For Lunch

Many people will eat out every single lunch for work, which can add up to thousands of dollars throughout the year. If you take the time in the morning to make your own lunch, it can save you thousands of dollars.

13. Pay With A Cash Back Credit Card

If you have the self control to pay off a credit card at the end of the month and not carry a balance, you can earn hundreds of dollars a year with credit card cash back.

14. Create A Running Queue Of Books At Your Library

Books can be expensive if you are an avid reader. If you create a queue of books placed on hold at your local library, you can enjoy books without spending money.

15. Go To The Gym Three Times A Week

Although going to the gym does take effort, it is a lot less effort than most people spend on health care services. If you just go to the gym three days a week for one hour sessions, it can save you a lot of money.

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