VA Loan Seller Concessions:: The Truth About the 4% Rule + How to Use it the Right Way

Описание: Maximizing VA Loan Benefits: How to Get Your Closing Costs Covered
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✝️ ”And we know that for those who love God ALL THINGS WORK TOGETHER FOR GOOD, for those who are called according to his purpose." - Romans 8:28

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🔍ABOUT🔍

Most people misunderstand the VA loan’s 4% seller concession rule — and it’s costing veterans thousands. In this video, I break down what actually counts toward the 4% cap, what doesn’t, and how to legally structure seller credits to cover your closing costs, reduce your interest rate, and walk into your new home with more cash in your pocket.

We’ll cover:
What the VA considers a seller concession (and what they don’t)
The discount point loophole most lenders don’t talk about
How to get more than 4% in total seller-paid costs without breaking VA rules
The four steps to structuring seller credits the right way
If you’re a veteran, real estate agent, or loan officer working with VA buyers, this is the video that will save deals and maximize benefits.

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🏷️TAGS🏷️

#VALoan #SellerConcessions #VeteranHomeBuying #MortgageTips #HomeBuying2025 #VAHomeLoan #RealEstateAdvice

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🚧DISCLAIMER🚧

The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated

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⏱️TIMESTAMPS⏱️

00:00 Introduction to VA Loan Benefits
00:52 Understanding Closing Costs
01:33 Seller Concessions Explained
02:59 What Doesn't Count as Seller Concessions
05:11 Maximizing Seller Concessions
06:38 Steps to Structure Seller Credit Correctly
06:57 Final Thoughts and Encouragement