CMHC Tightened the Rules — Why MLI Select Still Works in 2026

Описание: If you've been hearing that CMHC MLI Select got harder in 2026 — that part is true. But what's not true is that the program is gone or that the opportunity disappeared.

MLI Select is still the strongest mortgage program in Canada for multifamily investors. It just doesn't reward shortcuts anymore. It rewards discipline.
In this video, I break down:
✅ Why CMHC tightened the rules in 2025
✅ The two major changes: insurance premiums (July 2025) and lease holdback (November 2025)
✅ Why these changes actually protect investors
✅ How MLI Select still offers up to 95% financing and 50-year amortization in 2026
✅ What separates projects that move forward from those that stall

Key Takeaways:

CMHC didn't remove leverage — they priced risk more conservatively
The lease holdback is phased funding tied to performance, not a penalty
Strong locations, realistic rents, and proper structure still qualify
MLI Select didn't disappear — it matured

Where you buy matters. What you buy matters. And how the deal is structured matters more than ever.
If you're a Canadian investor looking to scale beyond residential properties, CMHC MLI Select is still one of the most powerful financing tools available — if you approach it the right way.
📧 Contact Me:
Darren Kim
Email: [email protected]
Phone: 647-467-2971
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https://dkwg.ca/
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Next Week: I'm breaking down one of the biggest mistakes first-time multifamily investors make when they move into commercial lending — and why the fastest way to scale with CMHC isn't aggression, it's controlled leverage.
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