Why 100

Описание: Garett Jones from Bluechip explains why the proliferation of stablecoins will likely consolidate around a small number of dominant options, despite hundreds launching.

"What makes money money is when it's a no questions asked asset. A world of 100 coins, where people are trying to keep one for this and one for that, will be less exciting, less interesting than just picking one coin."

The fundamental issue: if users worry about 0.5-1% spreads between different stablecoins, they'll default to using one or two trusted options rather than managing multiple coins for different purposes. While apps could theoretically handle exchange rate differences between 100+ stablecoins, network effects push toward simplicity.

Jones argues there are only two paths forward: either massive government oversight creates such clear standards that users trust all stablecoins equally (similar to the US banking system), or the market naturally consolidates to a handful of dominant coins that function as "no questions asked" assets.

The prediction: without regulatory clarity making all stablecoins interchangeable, the market will favor 2-3 major players over fragmented diversity.

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