Medicare Part D 2027: New $2,400 Cap, $700 Deductible & What to Check

Описание: Medicare drug coverage changes for 2027: the yearly out-of-pocket cap rises to $2,400 (from $2,100) and the highest allowed deductible rises to $700 (from $615). This video explains the coverage stages, projected 2027 premiums, the Medicare Prescription Payment Plan, the $35 insulin limit, and Extra Help. It ends with a step-by-step way to compare drug plans before Open Enrollment closes on Dec. 7, 2026.

Chapters
0:00 Your 2027 Drug Costs, Explained
0:44 The Yearly Out-of-Pocket Cap
2:19 Deductible and Three Coverage Stages
4:09 What 2027 Premiums Look Like
5:53 The Prescription Payment Plan
7:46 Insulin Stays Capped
9:32 Extra Help for Limited Incomes
11:44 Compare Plans Before December 7
14:08 Quick Recap

Official sources used in this video
• How much does Medicare drug coverage cost? | Medicare: https://www.medicare.gov/health-drug-...
• Medicare Advantage and Medicare Prescription Drug Programs Expected to Remain Stable in 2027 | CMS: https://www.cms.gov/newsroom/press-re...
• Before using this payment option | Medicare: https://www.medicare.gov/prescription...
• Using this payment option | Medicare: https://www.medicare.gov/prescription...
• Insulin | Medicare: https://www.medicare.gov/coverage/ins...
• Help with drug costs | Medicare: https://www.medicare.gov/basics/costs...
• Your Yearly Medicare Review: https://www.medicare.gov/publications...

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Not affiliated with the Social Security Administration or Medicare. General information, not personal financial advice. Check ssa.gov or medicare.gov for your situation.
Narrated with an AI voice; researched from the official sources above.